Summary of Terms

Offering

Non-voting common stock (the “Shares”) in Gray Harbor Government Income REIT, Inc., (the “Company”).

Company is a non-traded, perpetual life, private placement security that owns income producing private real estate properties leased to the federal government.

Structure

Rule 506(c) under Regulation D; Maryland UPREIT

Target Portfolio Allocation

Federal government leased properties with longer-term leases that provide stable cash flow, and shorter-term leases that may achieve higher rent rates if renewed.

Sponsor / Advisor

Gray Harbor Capital, LLC / Gray Harbor Government Advisors, LLC

Maximum Offering

No maximum

Offering Price

Initially $1,000 per Share (Currently $1,072 per Share)

NAV Frequency

The Share NAV is calculated by an independent third-party semi-annually as of December 31st and June 30th of each year and approved by the Board. The Offering price per Share will be adjusted to reflect a new Share NAV if the NAV is adjusted by the Board.

Distribution Frequency

Monthly (not guaranteed and subject to approval)

Minimum Subscription

$100,000

Management Fee

0.75% per annum of gross asset value, payable monthly

Distributions of Cash

Distributions of Cash of the Operating Partnership will be payable monthly as follows:

(1) First, to Shareholders until Shareholders have been distributed an amount equal to a 6% cumulative, but not compounded, annual return on Net Capital Contributions; and,

(2) Thereafter, 80% to Shareholders and 20% to the Advisor with no catch-up, as the Limited Partner

Selling Commissions and Expenses (Paid by Company)

Up to 2.75% Total

  • Organizational and Offering Expenses 1.00%
  • Cobalt Capital Placement Fee up to 1.75%

Suitability Standards

Accredited Investors as defined in Regulation D.
Certain states have additional suitability standards.
See the Memorandum for more information.

Subscriptions

Subscription agreements may be submitted weekly on an ongoing basis

Lock-Out and Liquidity Provisions

Year 1: Lock-Out Period
Year 2: The 1st year following the Lock-out Period: 97% of NAV.
Year 3: The 2nd year following the Lock-out Period: 98% of NAV.
Year 4: The 3rd year following the Lock-out Period: 99% of NAV.
Thereafter, an amount equal to the then-current Share NAV.

Share Repurchase Plan

The total Shares repurchased in a calendar year is limited to no more than 1.25% per calendar quarter, and no more than 5% per year, of the total outstanding Shares as of December 31 of the previous calendar year.

Notice Period for Share Repurchase

180 days

Tax Reporting

1099-DIV

Summary of Terms

Product

Shares of non-voting common stock (the “Shares”) in a perpetual life, institutional-quality private placement security that owns income producing private real estate properties leased to the federal government.

Structure

Rule 506(c) under Regulation D; Maryland UPREIT

Target Portfolio Allocation

Primarily existing GSA Properties using an investment strategy targeting long-term leases that provide stable cash flow, and short-term leases that may achieve higher rent rates if renewed

Sponsor / Advisor

Gray Harbor Capital, LLC / Gray Harbor Government Advisors, LLC

Maximum Offering

No maximum

Offering Price

Initially $1,000 per Share (Currently $1,049 per Share).

NAV Frequency

Share NAV will be re-established by the Board semi-annually as of December 31st and June 30th of each year. The Offering price per Share will be adjusted to reflect a new Share NAV if the NAV is adjusted by the Board.

Distribution Frequency

Monthly (not guaranteed and subject to approval)

Minimum Subscription

$100,000

Management Fee

0.75% per annum of gross asset value, payable monthly

Performance Participation Interest

80.0% / 20.0% split over a 6% cumulative, but not compounded, annual return on Net Capital Contributions (with no catch-up)

Maximum Fund Load

Up to 2.75% Total

  • Organizational and Offering Expenses 1.00%
  • Cobalt Capital Placement Fee up to 1.75%

Suitability Standards

Accredited Investors as defined in Regulation D.
Certain states have additional suitability standards.
See the Memorandum for more information.

Subscriptions

Subscription agreements may be submitted weekly on an ongoing basis

Lock-Out and Liquidity Provisions

Year 1 Lock-Out Period
Year 2 The 1st year following the Lock-out Period: 97% of NAV.
Year 3 The 2nd year following the Lock-out Period: 98% of NAV.
Year 4 The 3rd year following the Lock-out Period: 99% of NAV.
Thereafter, an amount equal to the then-current Share NAV.

Share Repurchase Plan

The total Shares repurchased in a calendar year is limited to no more than 1.25% per calendar quarter, and no more than 5% per year, of the total outstanding Shares as of December 31 of the previous calendar year.

Tax Reporting

1099-DIV

The information contained herein is qualified in its entirety by the Memorandum. The Offering is being made by means of the Memorandum only to accredited investors who meet minimum accreditation requirements, as well as suitability standards as determined by a qualified broker-dealer or investment advisor. All prospective investors must read the Memorandum, including the “Risk Factors,” prior to investing.